One platform to accept, orchestrate and settle.
Flowa Pay unifies payment acceptance, intelligent routing and multi-currency settlement into a single enterprise integration — so you can launch faster, lift approval rates and see every flow in one place.
Accept every way the world pays
Cards, digital wallets, account-to-account and real-time rails through one API and one contract. Add methods and markets without new integrations.
- 200+ payment methods across 70+ markets
- Local acquiring with a single agreement
- Tokenization and network-token support
- Hosted, embedded and headless checkout
Route to the best path, automatically
Cascading, retries and least-cost logic select the optimal provider for every transaction in real time — lifting authorization rates and reducing cost.
- Least-cost and highest-approval routing
- Automatic failover and smart retries
- Real-time provider health and rules
- A/B routing and performance analytics
Fast, reconciled settlement
Multi-currency settlement with full reconciliation and payout rails that move in minutes. A single ledger reconciles every provider, method and currency.
- Settlement in 120+ currencies
- Automated reconciliation and reporting
- Real-time payout rails
- Unified ledger and statements
From application to live in days
Embedded KYC/KYB and a guided integration take merchants from signup to first transaction quickly — without compromising on diligence.
- Digital, risk-based onboarding
- Embedded identity and business verification
- Sandbox keys and reference integrations
- Solution engineering for enterprise rollouts
Common questions
Yes — a single API and contract cover acceptance, orchestration and settlement across every supported method and market.
Yes. Orchestration routes across your providers and ours, so you can add or migrate providers without re-integrating.
Funds are reconciled through a unified ledger and settled in your chosen currencies, with automated statements and reporting.
Ready to move money without friction?
Talk to our team about acquiring, orchestration and settlement built for enterprise scale.