1. General
This document sets out FLOWA PAY INC.'s policy position and control objectives, published for transparency and to support institutional due diligence. It is reviewed periodically and does not constitute legal advice. FLOWA PAY INC. makes no representation that it holds any licence, authorisation or certification except the FINTRAC Money Services Business registration expressly stated in the Regulatory Disclosures.
Using payment services involves risks including operational disruption, settlement timing, fraud and regulatory change. This disclosure is general information, not advice.
2. Regulatory status
Flowa Pay is a FINTRAC-registered MSB (C100000902); this is not a licence or guarantee. See Regulatory Disclosures.