1. General
Draft for review. This document is an internal working template prepared to support commercial onboarding and institutional due diligence. It does not constitute legal advice and must be reviewed and approved by FLOWA PAY INC.'s legal and compliance functions before it is relied upon. FLOWA PAY INC. makes no representation that it holds any licence, authorisation or certification except the FINTRAC Money Services Business registration expressly stated in the Regulatory Disclosures.
Using payment services involves risks including operational disruption, settlement timing, fraud and regulatory change. This disclosure is general information, not advice.
2. Regulatory status
Flowa Pay is a FINTRAC-registered MSB (C100000902); this is not a licence or guarantee. See Regulatory Disclosures.