1. Purpose
Draft for review. This document is an internal working template prepared to support commercial onboarding and institutional due diligence. It does not constitute legal advice and must be reviewed and approved by FLOWA PAY INC.'s legal and compliance functions before it is relied upon. FLOWA PAY INC. makes no representation that it holds any licence, authorisation or certification except the FINTRAC Money Services Business registration expressly stated in the Regulatory Disclosures.
This policy sets out how FLOWA PAY INC. retains records to meet legal, regulatory and operational requirements.
2. Retention
Identification, due-diligence, transaction and compliance records are retained for the periods required by applicable law and stored securely with integrity controls.