Third-Party Risk Management

Draft for review. This document is an internal working template prepared to support commercial onboarding and institutional due diligence. It does not constitute legal advice and must be reviewed and approved by FLOWA PAY INC.'s legal and compliance functions before it is relied upon. FLOWA PAY INC. makes no representation that it holds any licence, authorisation or certification except the FINTRAC Money Services Business registration expressly stated in the Regulatory Disclosures.

This policy governs the ongoing oversight of third parties, especially those supporting critical or outsourced functions.

We maintain an inventory of critical vendors, monitor performance and risk, and hold contractual protections including security and continuity requirements.