Third-Party Risk Management

This document sets out FLOWA PAY INC.'s policy position and control objectives, published for transparency and to support institutional due diligence. It is reviewed periodically and does not constitute legal advice. FLOWA PAY INC. makes no representation that it holds any licence, authorisation or certification except the FINTRAC Money Services Business registration expressly stated in the Regulatory Disclosures.

This policy governs the ongoing oversight of third parties, especially those supporting critical or outsourced functions.

We maintain an inventory of critical vendors, monitor performance and risk, and hold contractual protections including security and continuity requirements.