Payment links, no integration required.
Create a payment link with an amount, a currency and a reference, share it by email, SMS or messaging, and the customer pays on a Flowa Pay hosted checkout. Every link reconciles exactly like an API payment.
Not every payment is worth a sprint
Deposits, invoices, one-off professional fees, phone orders and recovery of a failed subscription payment all need to be collected properly, reported properly and reconciled properly. None of them justify an integration project. A payment link produces the same payment object, the same webhooks and the same settlement entry as any other Flowa Pay payment.
From request to reconciled
Create
Set the amount and currency, or leave the amount open for the customer to enter. Attach a customer reference and a description.
Configure
Choose single-use or reusable where supported, set an expiry, and select which payment methods the link should offer.
Share
Send the link by email, SMS or any messaging channel, or embed it as a button. There is nothing to install on the customer side.
Collect
The customer pays on a hosted checkout carrying your branding, with the methods you enabled.
Track
The link reports its own status, and the resulting payment appears in reporting, exports and settlement like any other transaction.
What payment links covers
Create payment link
From the dashboard for a one-off, or through the API when links are generated as part of a workflow.
Share anywhere
Email, SMS, messaging apps, a QR code or an embedded button. The link is just a URL.
Hosted checkout
Payment happens on the Flowa Pay hosted page, so card data never touches your systems.
Amount & currency configuration
Fixed amount, or an open amount the customer enters, in any currency enabled on your account.
Payment status
Each link reports created, viewed, paid, expired or cancelled, with webhooks on change.
Expiration
Set a lifetime so an unpaid link stops working, which matters for quotes and held stock.
Customer reference
Attach your own invoice or customer identifier so the payment arrives already matched to your records.
Single-use vs reusable
Single-use for an invoice, reusable for a standing payment page, where reusable links are supported on your account.
Transaction reporting
Link payments appear in the same dashboard, search, exports and settlement reporting as every other payment.
Why teams choose it
- Live today. No development work, no deployment, no checkout changes.
- Properly reconciled. A link payment is a first-class payment, not an off-system collection to key in later.
- Safer than card-on-phone. The customer enters their own card on a hosted page instead of reading it to a person.
- Works for every team. Finance, sales and support can collect without asking engineering.
How you connect
- Dashboard: create and share a link with no code.
- API: generate links programmatically from your own billing or CRM workflow.
- Webhooks: notified when a link is paid, expires or is cancelled.
What you can accept
- Any method enabled on your account, selectable per link
Availability depends on merchant category, jurisdiction, underwriting and the applicable payment or acquiring partner.
How it is controlled
- Payment happens on the Flowa Pay hosted checkout, so card data never reaches your systems or your staff.
- Links can be expired and cancelled, and each carries its own audit trail.
- 3-D Secure applies to link payments exactly as it does to any other card transaction.
Flowa Pay provides the payment technology and orchestration layer. Acquiring, scheme settlement and regulated payment services are provided by licensed acquiring and payment partners under their own authorisations.
Common questions
No. Links can be created and shared entirely from the dashboard. The API exists for teams that want to generate them automatically.
Single-use links close after payment. Reusable links stay open for repeated payment where that is supported on your account.
Yes, open-amount links are supported for donations, part-payments and account top-ups.
Exactly like any other payment. They carry your reference, appear in the same reporting and settle in the same cycle.
Ready to put payment links to work?
Talk to our team about your corridors, your volumes and the routes that fit your business.